If you’re looking for a new place to live, you likely have a number of “boxes” you’d like to check, such as the number of bedrooms and bathrooms, how much storage space is available, perhaps a yard, possibly the close proximity to public transportation, and certainly the cost of your rent or mortgage, and taxes—all important.
When you decide you want to buy a house, what’s the first thing you should do? If you said “go house hunting,” that’s the wrong answer. The right one? Find out what your credit score is.
These helpful tips that will give you an advantage when shopping for a home loan. This will not just prepare you for the application process, but will potentially save you thousands of dollars.
If you’re in search of a new home, you’re likely debating the benefits of a newly built home versus an established one. There are several factors you should consider before you start your search. Let us give you some thoughts to ponder.
The Federal Reserve Bank, the central bank of the United States, dropped interest rates to zero for lenders in March 2020 in anticipation of the negative impact of the coronavirus pandemic. Covid-19 was not the only factor, but it was a key factor for reducing interest rates to some of the lowest levels in history, and this has created some tremendous opportunities for financing and home ownership.
Perhaps you share a driveway or access road with your neighbor, or you have a section of land that you share with others, or you have heard the words “utility easement.”
Title insurance is a form of protection coverage called “indemnity insurance” that is issued by a Title company and protects lenders and homebuyers from financial loss sustained from defects in the title to a property.
All you need to do is have a dream, visit with a quality builder, and then find the right financing option—like the One-Time Close Construction Loan option.
If you’re shopping for a new home, the good news is that there is one that’s just right for you. The downside is that it isn’t easy to find. The reason is that too often we can be fooled by looking at the wrong things. Homes are easy to stage to look appealing for a
If you have decided to custom build your new home, the most important challenge you will have is choosing the right builder. Here are 10 tips on questions to ask in order to pick the best builder for you.
It’s exciting to buy a new home. However, there are a lot of steps that go into this process, especially when it comes to your mortgage. Lenders need to know more about you to decide how much money they can lend you and at what interest rate. Being prepared to provide this information will make your homebuying experience much simpler and easier.
Touring around on a beautiful day to check out local neighborhoods can be a lot of fun, especially if you are considering building or buying a new home. The Texas Coastal Bend has dozens of neighborhoods to choose from, each offering houses of different styles and sizes and with many great amenities. Whether you are
It’s well known that buying a home is most likely the largest single investment we will make in our lifetime. That said, it makes sense that we should have a well thought-out plan to make sure we make the best decision that’s right for us. Here are some important points to remember.
It’s well known that buying a home is most likely the largest single investment we will make in our lifetime. That said, it makes sense that we should have a well thought-out plan to make sure we make the best decision that’s right for us. Here are some important points to remember.
It’s time for Sue and Frank to finalize their home purchase—but wait. Before they sign those important papers, it’s essential that they get title insurance for the new home they’re about to buy. Why would Sue and Frank, or indeed anyone, get this type of insurance? Well, because purchasing a new home is likely to
A home is the single largest investment that most people will ever make. So it’s just good sense to know how to protect it. Here’s a basic guide to some of the obvious—and not so obvious—things that can make a difference. The Importance of a Property Survey A survey assures the lender and the buyer
Lately, advertisements and commercials for “Do It Yourself” security systems have become numerous. They are cheap and a one-time purchase, but are they the best for your peace of mind, or would you prefer whole-house and yard coverage with 24/7 monitoring?
From 15” TVs in the 1960’s to 84” LED backlit TVs in 2018, we all have one or more TVs in our homes—television plays a major role in our lives. The family TV is usually crammed into our living areas along with sofas, bookshelves, tables, chairs, and lamps. Generally, it is near the kitchen and entryway, and often this is not a useful spot for private viewing, or is too small for large groups of friends and family.
The New Year is a great time to set goals for improving your life. Whether the goal is to lose weight, to stop smoking, or to start a new career, it’s the season to set positive intentions and turn last year’s “would have, should have, could have” to “Yes! This year, I am going to!”
One of the hottest trends in new construction today is the transitional home. Put simply, a transitional home is one that combines two architectural styles. It may mean mixing elements of farmhouse design with touches of Tuscan design, or starting with Spanish architecture and adding traditional elements. By blending ideas from each style, you can create a fresh design that aligns with your own tastes.
There isn’t one contractor who will say their home is not energy efficient. Every builder will say his or her home is energy efficient—but compared to what? The following is a guide for homebuyers to help them identify whether or not the home they are planning to buy is—or will be built—as a high- performance
When it comes to looking for a new home to buy, time really is money. That’s because your decision on which house to spend your money on is one you’re going to have to live with for a long, long time. So use your time efficiently, but don’t be in a hurry to find a