One crucial piece in buying a home is the debt-to-income ratio (DTI), a key metric that lenders use to assess a borrower’s ability to manage their mortgage payments. In this article, we’ll delve into the definition of the debt-to-income ratio and its importance for homebuyers.
Purchasing a new home is a major life decision, one that involves a substantial investment of both time and money. In this comprehensive article, we will explore 16 essential tips to help you make informed decisions and navigate the path to your new dream home.
An open floorplan is a surefire way to make your home feel more spacious, regardless of your overall square footage. When you’re exploring options for new home construction, don’t overlook the possibilities of integrating this design into your lifestyle.
Luis Mario Barrera, owner of Home Energy Rating Service, has recently been awarded the Residential Energy Inspector/Plans Examiner certificate by the International Code Council(ICC)
Century Construction was the winner of the free entry spot for the 2024 Parade of Homes event, generously provided by the Rio Grande Valley Builders Association(RGVBA).
To keep Texas at the forefront of energy-efficient construction, the State Energy Conservation Office (SECO) recently sponsored free energy code training in McAllen, Texas.
Your FICO score, a powerful key factor in home buying or construction, reflects your credit risk, determines your interest rate, and influences the amount of credit lenders can offer based on your bill payment history and outstanding debts.
If you have decided to custom-build your new home, one of the most crucial tasks ahead is selecting the right builder. Find out the key questions you should ask the builder
When you’ve made the decision to build your own custom home, follow the twelve steps listed and explained here, and you will be one step ahead of the game!
Here’s a simple guide to borrowing money to finance the purchase or construction of a new home. Follow these easy steps to achieve your dream of owning a home.
The Rio Grande Valley’s annual Parade of Homes is just around the corner. Scheduled for June 3-4 & 10-11, the 2023 RGVBA Parade of Homes will showcase some of the most stunning homes in the Rio Grande Valley. The homes will be open, with no admission fees, from 10 a.m. to 6 p.m. during the Parade dates.
For the fifth year in a row, Villanueva Construction has been recognized with the award for certifying the highest number of homes in the BUILT TO SAVE® program during the previous year.
This issue of the New Home Guide features an elite group of home builders who have stepped up to a leadership role in the construction of high-performance, energy efficient homes in the Rio Grande Valley.